Best no-fee credit card for travel points MBNA Rewards Platinum Plus Mastercard* The only real downside of this card is its lack of major cardholder benefits. CNBC Select may receive an affiliate commission when you click on the links for products from our partners. You might be using an unsupported or outdated browser. Rewards cards in general, including travel credit cards, typically require good to excellent credit. If youâre looking for a cash back credit card but you want the option to redeem points for travel, the Chase Freedom UnlimitedÂ® may be exactly what you need. The best travel credit cards with no annual fee. Not all travel rewards credit cards come with hefty annual fees. There are other American AAdvantage cards that offer higher earning rates and bigger initial bonuses, but each one charges an annual fee every year or at least after the first year. If you rack up 35,000 miles within the first 12 months, Discover will match you with 35,000 miles. This cardâs base rewards rate of 1.5% is generous, and itâs nice you wonât have to keep track of rewards caps or rotating bonus categories to earn a competitive rate. As a cardholder, youâll also avoid foreign transaction fees on purchases you make abroad and qualify for benefits like travel accident insurance and extended warranties. This is just one scoring method and a credit card issuer may use another method when considering your application. 1X points on all other purchases, 20,000 bonus points when you spend $1,000 in purchases in the first 3 months, 0% APR for 12 months on purchases and qualifying balance transfers, 14.49% to 24.99% variable on purchases and balance transfers, Introductory fee of 3% ($5 minimum) for 120 days, then 5% ($5 minimum), Rewards totals incorporate the points earned from the welcome bonus. The Capital One VentureOne Rewards Credit CardÂ lets you earn 1.25 miles for each dollar you spend, and you can redeem them to cover travel purchases charged to your credit card. When Will I Get It? Earn 2X miles on eligible purchases made directly with Delta; Earn 2X Miles at restaurants; Earn unlimited 1.5X points for every $1 you spend on all purchases everywhere, every time. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $250 statement credit toward travel purchases. Rewards: Earn 3X points for every $1 spent at over 6,900 participating Marriott Bonvoyâ¢ hotels, Earn 2X points for every $1 you spend on other travel purchases (from airfare to taxis and trains), Earn 1X point for every $1 you spend on all other purchases. Youâll earn rewards for each dollar you spend, and you could even receive a rewards bonus if you keep enough money on deposit with Bank of America. Plus, earn a $100 statement credit after your first purchase on the Hilton Honors Card within your first 3 months. After that, the balance transfer fee goes up to 5% for each balance transfer, with a minimum of $5. That's a total of 70,000 miles or $700 toward travel. There is no one best no annual fee cash back card as each person has a unique credit profile and set of needs. Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire 25,000 online bonus points … The cards that made our ranking are profiled below. Information about the Bank of America® Travel Rewards for Students has been collected independently by CNBC and has not been reviewed or provided by the issuer of the card prior to publication. The Discover it® Miles card comes with a generous rewards program that makes it a standout among travel cards. Bonus Offer: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. It also opens up the possibility of 1:1 transfers to Chaseâs airline and hotel partners including United and Hyatt. Best Credit Card in India with No Annual Fee 2021 (Annual Fee waiver Credit Cards) #5. You can read more about their methodology here. You don't have to pay an annual fee to get a solid travel rewards credit card. Prior to working for Forbes, she contributed to other leading publications in the credit cards and rewards space. While the five-year estimates we've included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your travel habits. Earn unlimited 1.5% cash back on all other purchases. Each of the travel credit cards in our ranking makes it possible to earn travel rewards points without having to pay a fee each year. Frequent travelers will like this card because it gives you points not just on flights and hotels but also car rentals, homestays and ridesharing services. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). Benefits and Drawbacks: The Amex EverydayÂ® Card doesnât offer an extremely high rewards rate, but you do earn double points on up to $6,000 in spending at U.S. supermarkets each year. But if you're a serious Hilton traveler, you'll want to look at the Hilton Surpass or Aspire cards from Amex. This makes the rewards you earn with this card flexible and easy to use. The Discover it® Miles card offers users unlimited 1.5X miles for every dollar spent on all purchases. For a $99 annual fee, the premium version— The JetBlue Plus Card —gives you a richer sign-up bonus (30,000 points for spending $1,000 in the first 90 days) and gives you 6 points per dollar spent on JetBlue flights. Here’s why: If you’re not sure if you’ll redeem your rewards for travel or other benefits, then the Wells Fargo Propel American Express® card could be the best no-annual-fee option for you. Unlimited 1.5 points per $1 on all spending. Welcome bonuses vary not only by the card, but by the day as banks are putting out new offers all the time. 2X points are offered for groceries, gas, and streaming services.. You’ll also get a perk rarely seen on cards without yearly fees: an annual credit, in this case $15 that’ll … After the intro APR ends, 14.99% – 22.99% Variable APR will apply. It's important to note the value of a point or mile varies from card to card and based on how you redeem them. Thereâs $0 annual fee, and you can redeem your points for travel and other options. *See rates and fees and our methodology, terms apply. Bonus Offer: 20,000 bonus points when you spend $1,000 in purchases in the first 3 months â a $200 cash redemption value. While most of us are still stuck at home (or at least close by), travel credit cards with perks like free hotel nights and airport lounge access have lost some of their allure. Youâll also receive secondary auto rental coverage, access to a Global Assist hotline and no foreign transaction fees. After that, the APR is 15.49% to 25.49% variable.The Capital One® VentureOne® Rewards Credit Card offers new users a strong welcome bonus: 20,000 bonus miles after they spend $1,000 on purchases within the first three months. This bonus offer is higher than other credit cards without an annual fee, and the regular earning rate is much better than you get with many cash back credit cards that only offer 1%. 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